Refer a client to Scott
Right the first time, so it does not come back.
Scott is direct and thorough, and his aim is a file that never needs correcting — the binder issued once, with the details the lender actually asked for. Send it at contract and you should not hear about it again until it is done.
What we handle so you do not have to chase it
- Binder to the lender with the correct mortgagee clause and loan number
- Dwelling coverage set to replacement cost, not loan amount
- Roof age, prior claims, and system updates flagged early
- An escrow-ready premium figure so the Closing Disclosure isn't revised
- Same-day revised binders when the loan amount or closing date changes
Our turnaround commitment
| Referral received by 3:00 PM, business day | Binder same day |
|---|---|
| Received after 3:00 PM | Binder before noon the next business day |
| Revisions | Same day |
| If Scott is unavailable | Mike or Crissy picks it up |
Turnaround times depend on receiving complete client information and are not a guarantee of coverage or of a closing timeline.
Send at contract — not at clear-to-close
Corrections are what cost time, and corrections come from incomplete information handled in a hurry. Sending at contract means the loan number, the mortgagee clause and the dwelling figure are confirmed once, at a point where getting them right is routine rather than urgent.
- The contract is signed, even if nothing else is settled
- Your client says "I'll just use my current agent" — send it anyway, we'll coordinate
- The loan amount changed
- The home is 25+ years old or has an older roof
- It's a rental, second home, or new construction
Send Scott a referral
A minute at most. Scott works it from there.