Scott Kesler — Licensed Insurance Agent in Buford, GA

About Scott

Details First, Recommendations Second

Scott's approach is easier to describe by what it is not. He does not lead with a product, he does not quote before understanding the situation, and he does not describe coverage in terms vague enough to sound reassuring while committing to nothing.

What he does instead is spend the first part of a conversation on specifics — the property, the vehicles, who drives them, what the mortgage requires, what the deadline is. Getting those details straight up front is what makes a quote accurate, and an accurate quote is what stops a policy from needing rework three weeks later.

That matters most when there is a clock involved. Closings, renewal dates, and mid-term coverage changes all have consequences for being late or being wrong. Scott works those to the date, and if something in your paperwork will not hold up, he would rather flag it early than discover it at the wrong moment.

At a glance

Licensed Insurance Agent in Georgia
Home, auto, life, and umbrella coverage
Comfortable working to closing and renewal deadlines
Downtown Buford office, licensed statewide

Who He Works With

Who Scott Works With

Generally people who want the specifics, not the pitch.

Clients who want a straight answer, not a sales pitch

Anyone on a deadline — closings, renewals, coverage changes

Households who want their coverage set up correctly the first time

Clients comparing quotes who want to understand what is actually different

Get in Touch

Request a Quote From Scott

Include your deadline if you have one and Scott will work to it.

Full Name *

Phone Number *

Email Address *

Coverage Needed *

We reply within one business day, sooner if there is a deadline attached. Submitting this form does not bind coverage.

Reach Scott

770-268-4418

Fastest way to reach us

Mon–Fri8:00 AM – 5:00 PM
SaturdayBy Appointment
SundayClosed

Calls after 5:00 PM will be returned the next business day.

60 W Park St
Buford, GA 30518

[email protected]

View full contact page

What He Handles

Coverage Scott Writes

Written once, correctly, rather than revisited after the fact.

Home Insurance

Dwelling limits set against replacement cost rather than the loan amount, with the mortgagee details and loan number correct the first time they reach your lender.

Explore home insurance

Auto Insurance

A direct read on where your current limits leave you exposed and what raising them would actually change. If your existing coverage is adequate, Scott will say that too.

Explore auto insurance

Life Insurance

Term versus permanent, explained in terms of what the money is meant to do and for how long. No projections presented as certainties.

Explore life insurance

Umbrella Insurance

For households with several vehicles, properties, or assets worth protecting, an umbrella policy sits above your underlying limits. Scott will tell you plainly whether your situation calls for one.

Explore umbrella coverage

Insurance Review

Comparing quotes and unsure what differs beyond price? Bring both. Scott will line up the limits, deductibles, and exclusions side by side so the comparison is like for like.

Schedule a review

How It Works

What to Expect From Scott

Direct, and quicker when the details arrive early.

STEP 01

Questions before quotes

The first conversation is about your situation and your timeline. It takes a little longer than a rate lookup and it is the reason the number you get back holds up.

STEP 02

The tradeoffs, stated plainly

What each limit does, what it costs to change, and where he would and would not spend the money. If a coverage is not worth it for your circumstances, he will tell you.

STEP 03

Set up once, on time

Paperwork goes out with the details correct and to your deadline. Coverage is in force only once a policy is issued and confirmed — never on the strength of a conversation.

Common Questions

Questions Clients Ask Scott

I am closing in two weeks. Is that enough time?

Usually, yes, and it helps to start now rather than at the end. What Scott needs is the property address, the closing date, your lender's details, and the loan number. With those in hand a binder can normally be issued and sent to the lender quickly. Timelines do depend on the property and how complete the information is, so earlier is always better than later.

I have three quotes and they all look similar. What am I missing?

Usually the deductibles, the dwelling or liability limits, and the exclusions — none of which show up in a headline premium. Two quotes can differ by a few dollars a month and by tens of thousands in what they would pay after a loss. Scott will read them against each other and show you where the actual differences sit.

Will you tell me if I do not need a coverage?

Yes. Recommending something that does not fit your situation creates a problem at renewal when you notice you are paying for it. If your current limits are reasonable or a rider does not apply to you, that is a more useful answer than an upsell.

What information should I have ready before calling?

For a home: the address, the year built, roughly the square footage, the roof age if you know it, and any claims in the last five years. For auto: drivers, vehicles, and your current limits. For a closing, add the lender and loan number. Nothing is required to start a conversation, but having those handy shortens it considerably.

Scott Kesler — Insurance Agent in Buford, GA